When troubled teen boy Stevie (Cameron Van Hoy) and his girlfriend, Rocky (Mischa Barton), attempt to rob a bank without any forethought, the situation rapidly deteriorates. Soon the young couple is holding bank customers and employees hostage, while law enforcement gathers outside. Daniel Bender (Burt Reynolds), a veteran negotiator for the FBI, is charged with assessing the crime scene and ending the standoff as quickly as possible, but Stevie's short fuse considerably complicates matters.
Mischa Barton
as Rocky
Cameron Van Hoy
as Stevie
Burt Reynolds
as Daniel Bender
Adam Farrar
as Wheelchair Man
David Alan Graf
as Bank Manager
Kurt Loder
as Kurt Loder
James Gordon
as J.P. / TV Preacher
Darling Narita
as Joy
Ed Metzger
as Mr. Edwards
Jonathan Coogan
as Bank Security Guard
Uri Ryder
as Pizza Man
Matthew Fairchild
as Rocky's Dad